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#ffffff;-webkit-text-size-adjust: none;-ms-text-size-adjust: none;-webkit-font-smoothing: antialiased"> <table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; background-color: #ffffff; table-layout: fixed; margin-bottom: 28px;" width="100%" class="single light header default" bgcolor="#ffffff" cellpadding="0" cellspacing="0"> <tr> <td align="center" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0 16px;" class="singlePadding"> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tr> <td width="600" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 0 8px;" class="singleCell"> <table width="100%" class="left" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: left;" cellpadding="0" cellspacing="0" align="left"> <tbody> <tr> <td align="left" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 40px 0 24px;"> <table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: left;" cellpadding="0" cellspacing="0" align="left"> <tr> <td width="88" align="left" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; mix-blend-mode: difference;" class="fluidImage"><a id="logo-white" href="https://kjfjb2yk.r.us-west-2.awstrack.me/L0/https:%2F%2Flinks.squareupmessaging.com%2Fu%2Fclick%3F_t=d3359b52bac54899b79aca6957872390%26_m=48e05020a8ad47da9fa8dc81cb9d94ec%26_e=-Qo9AOBe0OD2OA-x1Bs9BV9uEErnkYErhqvofWiSQm4nwR_zjWwqf85QV70qOctLMdewC-jX6oh3bUWQtvN5juyNkJOAcBVcRhxVN26hBX9QWbsuT3zuk04UpUMj1UfHO2KZfLyw7neCc9BhalrIIOPAREAdCkg9OWo1HwGj9Ra2KTsnaQCJp1wCqQcRt4cY/1/0101018c3fe388c1-687294f5-1819-4efb-8821-165c0ed403c0-000000/uHJ_Yr5WQ6w0LkpIGhWO4Pb4CTA=352" style="color: #005ad9; display: inline-block; text-decoration: none;"> <!--[if !mso]><!--><img src="https://square-mailstrom-production-s.squarecdn.com/_shared/logo/sans-white.png" width="88" height="22" alt="Square" style="mix-blend-mode: difference;display: block"><!--<![endif]--> <!--[if gte mso 9]><img src="https://square-mailstrom-production-s.squarecdn.com/_shared/logo/sans-black.png" width="88" height="22" alt="Square"/><![endif]--></a></td> </tr> </table> </td> </tr> </tbody> </table> </td> </tr> </table> </td> </tr> </table> <!-- Light header ends--> <!-- Body begins--> <table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; background-color: #ffffff; table-layout: fixed;" width="100%" class="single default" bgcolor="#ffffff" cellpadding="0" cellspacing="0"> <tr> <td align="center" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0 20px 40px 20px;" class="singlePadding"> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tr> <td width="600" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0px 0 8px;" class="singleCell"> <table width="100%" class="left" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: left;" cellpadding="0" cellspacing="0" align="left"> <tbody> <tr> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <table width="100%" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: left;" cellpadding="0" cellspacing="0" align="left"> <tbody> <!-- Begin container--> <tr> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 8px 0; display: inherit; direction: ltr;" class width> <table style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: left;" cellpadding="0" cellspacing="0" width="100%" align="left"> <tbody> <!-- Begin paragraph instance--> <tr style="display: table-row;"> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; font-size: 16px; line-height: 28px; letter-spacing: -0.002em; font-family: SquareSansText-Regular, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif; font-weight: normal; color: #333333;" class="p"> <p> Hi Michael,</p> <p>We’re writing to let you know about some changes to Square’s Terms of Service, which will become effective on January 6, 2024.</p> <p>Here are the key changes:</p> <ul style="margin: 0; padding: 0;"> <li style="margin-bottom: 0.5em; margin-top: 0.5em; line-height: 24px; list-style: outside; margin-left: 30px;">We’ve updated the arbitration agreement in our <u><strong style="text-decoration: none; font-family: SquareSansText-SemiBold, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: bold; letter-spacing: -0.01em;"><a href="https://kjfjb2yk.r.us-west-2.awstrack.me/L0/https:%2F%2Flinks.squareupmessaging.com%2Fu%2Fclick%3F_t=d3359b52bac54899b79aca6957872390%26_m=48e05020a8ad47da9fa8dc81cb9d94ec%26_e=-Qo9AOBe0OD2OA-x1Bs9BfUvDduqRb1yE-5XG4_pI_ZY_c0m2dtCTxBQzaFNcrihgAZqQAJSL9x8amvpVPOlbKmWIsAXqYuz7EGymGVtDUhgfOQ5eRLPwUFjDREk34vTACkmDihMXOll1JTTC7kcuzNAl5tF3cIPgxhG4GFbbxrWbu_-FPNSJbGX6wCPh95bCSgP6d-25wLnWeR6yZ1fsisGLN4jRXUOdNd8s1MsPw8%253D/1/0101018c3fe388c1-687294f5-1819-4efb-8821-165c0ed403c0-000000/9JHaomd03A144jbycu-hA2K0xBI=352" target="_blank" style="color: #005ad9; text-decoration: none; font-family: SquareSansDisplay-SemiBold, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif; font-weight: bold;">General Terms of Service</a></strong></u> to revise the informal dispute resolution procedures applicable before an arbitration or lawsuit can be filed, and to provide procedures where multiple arbitration filings are made at the same time.</li> <li style="margin-bottom: 0.5em; margin-top: 0.5em; line-height: 24px; list-style: outside; margin-left: 30px;">Our network partner, American Express, has also updated its arbitration provision in its <u><strong style="text-decoration: none; font-family: SquareSansText-SemiBold, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: bold; letter-spacing: -0.01em;"><a href="https://kjfjb2yk.r.us-west-2.awstrack.me/L0/https:%2F%2Flinks.squareupmessaging.com%2Fu%2Fclick%3F_t=d3359b52bac54899b79aca6957872390%26_m=48e05020a8ad47da9fa8dc81cb9d94ec%26_e=-Qo9AOBe0OD2OA-x1Bs9BWzVMh0oJyfaqzIC1fWwPkdmias0Y1zpgso4eLo8cKrxWBnr2t4RbiP0SFUzuPsnJ2gUDVJveY1GpP7LXoJSvk8l9RldHOFYqyO1MnSOo6MuzG4YKYISpdUkRtDwcRQbtdJQSeRBlAtuX-ZSgOSxxCP-s5dW9YMmGqkdivBvI6RpZ01JXy73zyV130ZtZ0Y6g0yuYNyfgIhYgaY5Cfj8nhhyNL3aPMthtu3n0Xs_DFV8/1/0101018c3fe388c1-687294f5-1819-4efb-8821-165c0ed403c0-000000/2bK9Hh7K2zWNryl_M1rxFh_xw2M=352" target="_blank" style="color: #005ad9; text-decoration: none; font-family: SquareSansDisplay-SemiBold, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif; font-weight: bold;">Merchant Operating Guidelines</a></strong></u>.</li> <li style="margin-bottom: 0.5em; margin-top: 0.5em; line-height: 24px; list-style: outside; margin-left: 30px;">We’ve added a new set of <u><strong style="text-decoration: none; font-family: SquareSansText-SemiBold, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: bold; letter-spacing: -0.01em;"><a href="https://kjfjb2yk.r.us-west-2.awstrack.me/L0/https:%2F%2Flinks.squareupmessaging.com%2Fu%2Fclick%3F_t=d3359b52bac54899b79aca6957872390%26_m=48e05020a8ad47da9fa8dc81cb9d94ec%26_e=-Qo9AOBe0OD2OA-x1Bs9BfUvDduqRb1yE-5XG4_pI_ZY_c0m2dtCTxBQzaFNcrihK2UxRK-548OtFOeuaRgl-2R_tocANHwEdpsPFM_dHh7qgrYAqtTWHvpeAmDvmtzpAW6rwLvn_mkhmYuqNsKC-EvcOanOLvE_f_oihOajzvdJdFjM7IDGJW5gYkiBBHnGmOwbW-bb8aWNbvxWJ4BlwNTr6LfyqqXtjJ3VGHeCA-INixzPkLDL59nCdG4ggSVG/1/0101018c3fe388c1-687294f5-1819-4efb-8821-165c0ed403c0-000000/WE6QDnd7TMqhWj9MexmyREj5BL8=352" target="_blank" style="color: #005ad9; text-decoration: none; font-family: SquareSansDisplay-SemiBold, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif; font-weight: bold;">Generative AI Terms</a></strong></u> that define your rights and obligations when you use Square’s Generative AI products or any products powered by Generative AI.</li> <li style="margin-bottom: 0.5em; margin-top: 0.5em; line-height: 24px; list-style: outside; margin-left: 30px;">We have also made changes to our <u><strong style="text-decoration: none; font-family: SquareSansText-SemiBold, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: bold; letter-spacing: -0.01em;"><a href="https://kjfjb2yk.r.us-west-2.awstrack.me/L0/https:%2F%2Flinks.squareupmessaging.com%2Fu%2Fclick%3F_t=d3359b52bac54899b79aca6957872390%26_m=48e05020a8ad47da9fa8dc81cb9d94ec%26_e=-Qo9AOBe0OD2OA-x1Bs9BfUvDduqRb1yE-5XG4_pI_ZY_c0m2dtCTxBQzaFNcrihJGT8IwInE7KRk8YK2DYLK3nzFrk-M-hTRSJi_hpCIo6DtedtWnhHJMv1a0IggyxNXtiO6jdVihsosy2qYVgGeFYrxQCA7q5oVYBBbIUukb3PabBIjbnhItUw1AZEvR1E748K1oZEd2F9yOzqPJ6cdtZ8WeVj8APBWl87YTMLg-s%253D/1/0101018c3fe388c1-687294f5-1819-4efb-8821-165c0ed403c0-000000/khxbLTx4zItgm-713geqj7pg62k=352" target="_blank" style="color: #005ad9; text-decoration: none; font-family: SquareSansDisplay-SemiBold, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif; font-weight: bold;">Square Staff</a></strong></u> product regarding the employee mobile clock-in feature and our <u><strong style="text-decoration: none; font-family: SquareSansText-SemiBold, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: bold; letter-spacing: -0.01em;"><a href="https://kjfjb2yk.r.us-west-2.awstrack.me/L0/https:%2F%2Flinks.squareupmessaging.com%2Fu%2Fclick%3F_t=d3359b52bac54899b79aca6957872390%26_m=48e05020a8ad47da9fa8dc81cb9d94ec%26_e=-Qo9AOBe0OD2OA-x1Bs9BfUvDduqRb1yE-5XG4_pI_ZY_c0m2dtCTxBQzaFNcrihpdF_qqNQSygMYWZnNIksrvIGS67bv75zPdxA0jPkXWkoEtr8abTBZa7EirBDCf5kje7ck4CMokucoj5bL8D4LXlDxxxmIunJ5YRdh7RBUtzxXOd8E9XFmtDH8xkcrsUTLvig5U6NyFeSYef5CznT6glPPEV4PG-RCPQpICpNGFE%253D/1/0101018c3fe388c1-687294f5-1819-4efb-8821-165c0ed403c0-000000/NYi3bAXYtOyqdt08S1kyRO3mhNM=352" target="_blank" style="color: #005ad9; text-decoration: none; font-family: SquareSansDisplay-SemiBold, -apple-system, BlinkMacSystemFont, Helvetica, sans-serif; font-weight: bold;">On Demand Delivery</a></strong></u> terms to introduce a new delivery service provider, Nash. By using On Demand Delivery, you agree to their terms.</li> </ul> <p>We encourage you to review these updated terms in full, which will apply to you if you continue to use our products and services on and after January 6, 2024.</p> <p>Thank you for being a part of the Square community.</p> <p>The Square Team</p> </td> </tr> <!-- End paragraph instance--> </tbody> </table> </td> </tr> <!-- End container--> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </table> </td> </tr> </table> <!-- Body ends--> <table class="footerSnippet" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; table-layout: fixed; display: table;" width="100%" cellpadding="0" cellspacing="0"> <tbody> <tr> <td align="center" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr> <td width="632" style="border-collapse: collapse; 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mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr> <td width="632" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; width: 632px;"> <table align="left" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; text-align: left;" cellpadding="0" cellspacing="0"> <tbody> <tr> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 0 0 4px;"> <a href="https://kjfjb2yk.r.us-west-2.awstrack.me/L0/https:%2F%2Flinks.squareupmessaging.com%2Fu%2Fclick%3F_t=d3359b52bac54899b79aca6957872390%26_m=48e05020a8ad47da9fa8dc81cb9d94ec%26_e=-Qo9AOBe0OD2OA-x1Bs9BfUvDduqRb1yE-5XG4_pI_ZqG55hCVxhZ_P0nTDNy6wZg1dvqiTAU-NcfwLK_QvQWNug1z_-L_OdQhFO2uCJ7ffZiaJp0cAlUJD4XEhdzPKUTA_tqThfW1K43wcftd7qGYoAtNNAkYFwfvldDfvhAQOo9XdkFV2BpLdAz8RJWWuYReCIZPp8Ohvo8mkhugk42Q%253D%253D/1/0101018c3fe388c1-687294f5-1819-4efb-8821-165c0ed403c0-000000/uYlpweMbbRTyxqz84QmPqwPOD_E=352" id="logo" style="color: #005ad9; display: inline-block; text-decoration: none; padding: 16px;"> <!--[if !mso]><!--> <img src="https://square-mailstrom-production-s.squarecdn.com/_shared/logo/sans-white.png" width="88" height="22" alt="Square" style="mix-blend-mode: difference;display: block"> <!--<![endif]--> <!--[if gte mso 9]><img src="https://square-mailstrom-production-s.squarecdn.com/_shared/logo/sans-black.png" width="88" height="22" alt="Square"/><![endif]--> </a> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <!-- end logo --> <table width="100%" cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 8px 5px 16px; display: none;" class="social"></td> </tr> </tbody> </table> <table class="light footer" width="100%" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; background-color: #ffffff;" bgcolor="#ffffff" cellpadding="0" cellspacing="0"> <tbody> <tr> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; padding: 16px 16px 24px;"> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; font-family: SquareSansText-Regular, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: normal; font-size: 14px; line-height: 21px; color: #1a1a1a; padding: 0px 0 16px;" class="textBlock paragraph-20"> <a style="font-family: SquareSansText-Regular, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: normal; text-decoration: none; letter-spacing: -0.01em; color: #1a1a1a;"> <div class="standard-address"> Square<br> 1955 Broadway, Ste 600,<br> Oakland, CA 94612 </div> <div class="banking-address" style="display: none;"> Square Financial Services, Inc.<br> 3165 E Millrock Drive, Suite 160,<br> Salt Lake City, UT 84121 </div> </a> </td> </tr> <tr> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; font-family: SquareSansText-Regular, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: normal; font-size: 14px; line-height: 21px; color: #1a1a1a; padding: 0px 0 16px;" class="p textBlock paragraph-20"> </td> </tr> <tr> <td style="border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; font-family: SquareSansText-Regular, Helvetica, Arial, 'Hiragino Kaku Gothic Pro', Meiryo, sans-serif; font-weight: normal; font-size: 14px; line-height: 21px; color: #1a1a1a; padding: 0px 0 16px;" class="textBlock paragraph-20"> <a href="https://kjfjb2yk.r.us-west-2.awstrack.me/L0/https:%2F%2Flinks.squareupmessaging.com%2Fu%2Fclick%3F_t=d3359b52bac54899b79aca6957872390%26_m=48e05020a8ad47da9fa8dc81cb9d94ec%26_e=-Qo9AOBe0OD2OA-x1Bs9BfUvDduqRb1yE-5XG4_pI_ZY_c0m2dtCTxBQzaFNcrihzKyFEYj4VxElfgHqMCMTdvnhy5TIOTW55J5lvYxo07g-4GGZ7t2l5RFL-j_5-c035UsQ6b3kau4fKDsemEkS1LcklPmYe02CSU5a20CiPE39Uocx5ufrKSsmhV16mxICtG166I4JVWomR8IekSDbgcCDc9H1EpfV5d-vDMmFewI%253D/1/0101018c3fe388c1-687294f5-1819-4efb-8821-165c0ed403c0-000000/LEaH4rOuhdCMoqLDYV0_s1dpQH8=352" style="text-decoration: none; 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